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Bankruptcy Options

Dennis Abraham offers a free bankruptcy consulting session to assist Florida residents who are seeking bankruptcy protection.  Bankruptcy laws help people who can no longer pay their creditors get a fresh start – by liquidating assets to pay their debts or by creating a repayment plan. Bankruptcy laws also protect troubled businesses and provide for orderly distributions to business creditors through reorganization or liquidation.

There are several bankruptcy options if you are struggling financially.  Bankruptcy is not a one size fits all situation.  Each case is different in that the individual circumstances are different.

If you are considering filing for bankruptcy, you should seek the advice and counsel of an experienced bankruptcy lawyer.

Dennis L. Abraham has acquired more than 20 years of experience since January 1991, both under the old law prior to October 2005, and now under the new law effective October 16, 2005, handling thousands of Bankruptcy Chapter 7 and
Chapter 13 proceedings.

Dennis L. Abraham offers a free office bankruptcy consultation to discuss your particular situation including matters such as Foreclosure Defense, Strategic Default, Mortgage Modification & Short Sales.

Providing Bankruptcy Attorney services for Melbourne, Florida | Cocoa, Florida | Port St. John, Florida | Orlando, Florida and surrounding areas.

Understand Your Financial Situation

Remember that there are several bankruptcy options if you are struggling financially, and that bankruptcy is not a one-size-fits-all situation. Each bankruptcy case is different. Ensure that you have an experienced attorney on your side.

Experienced Bankruptcy Representation

Attorney Dennis L. Abraham has more than 20 years of experience handling thousands of Bankruptcy Chapter 7 and Chapter 13 proceedings. Contact us today to discuss your financial situation including matters such as foreclosure defense, strategic default, mortgage modification and short sales.

Chapter 7 bankruptcy

This is the most common form of bankruptcy protection.  It makes up approximately 75% of all bankruptcy cases.  Typical Chapter 7 cases involve credit card and medical debt.  In many cases, the debt has accrued over the course of several years.  High interest rates and late fees often make it impossible to pay off.  When creditors fail to reduce the interest or the outstanding balance, people are more inclined to file for bankruptcy then to continue making minimum payments.

Chapter 13 bankruptcy

This option is where the debt is reorganized and paid back either in full or at a fraction of what was originally owed.  Chapter 13 bankruptcy is not the type of case that you would want to file yourself.  The process is extremely complex and sometimes even the most seasoned bankruptcy attorneys struggle with these cases.  Chapter 13 cases can last from three to five years.  Throughout the case, issues arise that require court appearances.  Sometimes the Trustee is bringing a motion before the court, or a creditor is seeking relief from the case.  You definitely want to have an attorney representing your interest.
Dennis L. Abraham, Esquire
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